Most Common Dubai Real Estate FAQ’s Answered: Your 2025 Guide

Thinking of buying real estate in Dubai?

This is your answered prayers. As we address the most common FAQs, covering ownership rules, tax, fees, financing and more. Whether you’re a first-time buyer or an experienced investor, these answers will bring clarity to you.

If you are curious about the Dubai real estate market in 2026, you probably have dozens of questions. While you might reach out to an agency and clear away your doubts, this article will give you answers to the most basic questions. Let’s dig in to know more.

Can Foreigners Buy Property in Dubai?

Yes, foreigners can purchase a property in Dublin, but in specific zones that are designated as freehold areas. These zones allow expats to buy, rent, sell, lease and take full ownership of their real estate. Provided that they are at least 21 years old to decide to invest. This is an exceptional law that allows Dubai residents to approach the global property market and become international investors as well.

What are freehold areas in Dubai?

Freehold areas are special districts in Dubai properties where non-UAE nationals can take complete ownership of a unit or land. This gives you the right to make all the decisions of your ownership, be it sell, lease or transfer with any restrictions. It offers long-term security, as well as control for investors looking at the property market in Dubai with an intent for long-term capital appreciation.

What are the best areas in Dubai to buy property in 2025?

Every year, you will witness the dynamics of location, and communities are changing. This year's top pick for investment in Dubai property includes

• Dubai Creek Harbour
• Dubai South with properties close to the world’s largest Al Maktoum International Airport
• Jumeirah Village Circle
• Dubai Hills Estate
• Areas along the much-awaited Blue Line Metro Station
• Waterfront Island properties like Damac Lagoons, Damac Island, Dubai Maritime City, and Palm Jebel Ali

These areas are dominating Dubai realty for 2025, and also investing in property in Dubai at this time definitely makes you a smart decision maker.

What are the additional costs associated with buying property in Dubai in 2025?

When you are buying especially off-plan property in Dubai, apart from the cost of the property, there are additional essential costs you can’t skip,

• DLD Transfer Fee, which is 4% of the property value

  Registration Fee:

• AED 2,000 + 5% VAT (for properties under AED 500,000)

• AED 4,000 + 5% VAT (for properties above AED 500,000)

• Agent’s Commission, which is usually 2% of the property value, depends on the developer or agencies.

• Service Charge is per square foot for property maintenance.

These are standard costs throughout the Dubai real estate market, and must be considered in your investment plan as well. If you work with a trusted real estate agency, they will help you navigate the process very smoothly.

Can Foreigners Get a Mortgage in Dubai?

Yes, definitely. Several banks have foreign mortgage options in Dubai, which simplifies your investment in properties in Dubai. Requirements for the mortgage typically include,

• Proof of a steady income, especially in EUR, USD, AED, or GBP
• Clear and sorted financial records and statements
• Meeting the requirement of minimum down payment conditions

There are a few lenders as well that specialise in investor loans in the UAE, especially for international investment backgrounds.

Does buying property in Dubai get you residency?

Yes, it is not a permanent residency, but a residency visa that allows you to travel, live and work in Dubai with ease. If your property is valued at AED 2 million or more, you might qualify for the UAE Golden Visa. With this, it grants you.

• 10 years of residency
• right to live, study, and work in Dubai without any sponsor
• right to sponsor your family, kids, parents, spouse, and househelp
• Get access to quality medication, hospital, schooling, discounts and more.

This makes Dubai real estate even more attractive for long-term investors and families.

What documents do expats need to buy property in Dubai?

If you are willing to invest in Dubai Real estate, the expat needs to have the following.

• A valid passport
• Current address for verification
• If you’re in Dubai, proof of Dubai residency, a visa or permit
• Proof of income as salary in the account
• Your bank statement must show financial stability

When you have everything ready, it will allow you to enter the Dubai property market with ease.

Are there any taxes for owning property in Dubai?

The UAE is known to be a land with a tax-free environment. There are zero property taxes; however, as homeowners, you will need to pay just the annual services and maintenance fees.

However, it will be charged either annually or quarterly, depending on your property type. This is your tax-free land, which continues to invite investors to the Dubai property market.

What is RERA, and why is it important?

RERA, which is the Real Estate Regulatory Agency, is a governing body which ensures both ethics and transparency are maintained in real estate in Dubai.

All the agents are required to be RERA certified, and you need to verify their credibility before starting your investment journey. Understanding the RERA Act, which keeps you protected, as an investor or as a tenant, with tenants' rights in Dubai. It will help you get legal clarity and also make smoother transactions in the dynamic Dubai real estate landscape.

Lastly,

How do we choose a reliable real estate agency in Dubai?

You need to look for real estate agents that are registered and backed by RERA. At Seven Century Real Estate, we pride ourselves on delivering honest, transparent, and expert market insight. Whether you are buying your dream home or investing in property in Dubai, our dedicated team is there to assist you. We are There to Assist You

If you need to navigate the Dubai real estate market in 2025, we are your go-to experts. From premium listing, legal guidance, and buying and selling guides, we handle it all. Helping you get smart investments in ever ever-growing Dubai property market.